COMPLAINTS
PROCEDURE
Things happen and we understand that. We want to help resolve any issues you might have.
WE CARE WHAT YOU THINK.
It goes without saying that at FX-Match we want to provide an outstanding service when it comes to moving money across borders for our clients. While we take great pride in doing the best job for you, we understand that sometimes not everyone is happy.
But that’s ok too. We value your feedback, even complaints, because it gives us an opportunity to do what we do, better.
- We at FX-Match are your first port of call for any queries or concerns, including complaints. We will handle these complaints in line with our complaints process. If you have any complaints or questions please contact us at info@fx-match.co.uk. We work with e-money and payments institution partners in providing you with our service, namely Currencycloud. Currencycloud ultimately provides you with regulated payments and e-money services. Currency Cloud have certain obligations as a regulated financial services institution, including around complaints. We keep them informed of the complaints we receive from you regarding the regulated payments and e-money services they ultimately provide to you. They oversee how we handle complaints to ensure we do this to the standard required under the regulations. However, if for any reason your complaint regarding your payments and e-money services has not been acknowledged or dealt with by us, or if you have concerns about the way it has been handled, Currencycloud’s complaints information can be found here: https://www.currencycloud.com/legal/complaints-procedure/
WHAT IS A COMPLAINT?
You may have a complaint if you are unhappy with the provision (or failure of provision) of our services, or those provided by one of our suppliers, which has resulted in (or may result in) financial loss, material distress or material inconvenience.
We take every complaint very seriously and will resolve most complaints within three business days.
When making a complaint, please outline the following information:
- The date of the complaint
- The nature of your complaint
- The impact on your business
- Your contact details
- Any additional information
HOW DO I COMPLAIN?
In the first instance please email us at info@fx-match.co.uk or contact us using the link at the bottom of this page. Alternatively, you can call us on 0131 603 7050.
WHAT HAPPENS WHEN A COMPLAINT IS MADE?
A member of our team will confirm receipt of your complaint via email within 24 hours of receiving it, and will aim to resolve the complaint within three business days.
On occasion, a complaint may need to be escalated and so the team may extend the timeline to resolve the complaint by the end of 15 business days following receipt of the complaint.
In exceptional circumstances, where we are unable to issue a final response within 15 business days of receipt of the complaint, we have up to a maximum 35 business days from the date of receipt to issue a final response.
If a complaint needs to escalated or falls under exceptional circumstances, you will be notified by the Customer Operations Team.
WHAT IF I AM UNHAPPY WITH THE RESOLUTION?
If, for whatever reason, you are unhappy with our response, you can request further assistance from the relevant government body.
If you are resident in the UK you can contact the Financial Ombudsman Service (FOS) either by mail, using an online form or telepr Title Goes Herehone. Further details and how to contact FOS can be found here.
If you are resident in the EU you can contact the Netherlands Financial Services Complaints Institute (Kifid) either by mail, using an online form or telephone. Further details and how to contact Kifid can be found here.
Safeguarding Arrangements
When funds are posted to your account, e-money is issued in exchange for these funds, by an Electronic Money Institution who we work with, called Currencycloud. In line with regulatory requirements, Currencycloud safeguards your funds. This means that the money behind the balance you see in your account is held at a reputable bank, and most importantly, is protected for you in the event of Currencycloud’s, or our, insolvency. Currencycloud stops safeguarding your funds when the money has been paid out of your account to your beneficiary’s account.
Request a Feature or Report a Problem
Any issues or suggestions that you might have, we welcome your feedback and will respond as soon as possible